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The tax-excellent health insurance similar to personal pension is also in a similar situation, and the deposit amount is very small, because there are very few people who need to avoid tax, which is not the reason for the attractiveness of the product itself.The tax-excellent health insurance similar to personal pension is also in a similar situation, and the deposit amount is very small, because there are very few people who need to avoid tax, which is not the reason for the attractiveness of the product itself.Let's take a look at the current situation of personal pension.


When the personal pension was introduced in 2022, the bank gave a lot of subsidies for marketing expenses, allowing a large number of customers to open personal pension accounts, and most of them did not avoid the tax demand. Only those whose marginal tax rate exceeds 10%, that is, the taxable annual income exceeds 200,000 yuan, have begun to have tax avoidance needs, and the number is very limited.This news has two effects on the market. First, incremental funds enter the market and expand the conditions for incremental funds to enter the market. As long as there is new money and a steady stream of new money enters the market, there will be a market; Second, the strategic low position of the stock market has increased, and pensions have to enter the market. If the stock market is still so depressed and the coffin board is lost, it will be too ugly.


This news has two effects on the market. First, incremental funds enter the market and expand the conditions for incremental funds to enter the market. As long as there is new money and a steady stream of new money enters the market, there will be a market; Second, the strategic low position of the stock market has increased, and pensions have to enter the market. If the stock market is still so depressed and the coffin board is lost, it will be too ugly.Today, A-shares have risen. Is it the heavy news that this pension has expanded and entered the market through a broad base?When the personal pension was introduced in 2022, the bank gave a lot of subsidies for marketing expenses, allowing a large number of customers to open personal pension accounts, and most of them did not avoid the tax demand. Only those whose marginal tax rate exceeds 10%, that is, the taxable annual income exceeds 200,000 yuan, have begun to have tax avoidance needs, and the number is very limited.

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